Jacob I. Melamed, Ph.D. is an out-of-network insurance provider.   This means that your insurance company may cover some or all of the costs of your appointment, but you will be responsible for filing the claim to be reimbursed for your payments.  Services may be covered in full or in part by your health insurance or employee benefit plan.  Please check your coverage carefully. Additionally, you may be able to apply your employer’s "flex spending plan", applying pre-tax dollars to therapy costs, or claim the therapy costs as a tax deduction.  At the end of each session you can request a receipt for your payment that you can use to file a claim if you are eligible for insurance and/or flexible spending reimbursement.